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Avail Loan Against Your Gold With Easy Process

  • Enjoy Benefits of Cashback Offers
  • Minimal Documentation Requirements
  • Easy Digital Payments of EMI

What is Gold Loan Process?

Muthoot FinCorp offers you a hassle-free gold loan with competitive interest rates to assist you in times of financial distress. The gold loan process is simple and convenient, allowing you to leverage your asset (gold) in lieu of quick funds that are disbursed in a matter of minutes. The value of the loan is based on the value and purity of the gold you offer as security.

With minimal documentation, comprehensive assistance, and quality service, you can gather your required corpus with ease. Even the terms to repay the loan are flawlessly designed, keeping the customers in mind. It offers borrowers the flexibility to pick and choose the tenure and its respective interest rates based on their individual flow of income and repayment ability.

How to Avail a Gold Loan? – Step By Step Procedure

The process of applying for a gold loan at Muthoot FinCorp is easy. Here are the steps to follow:

  • Visit our website or download the Muthoot Blue app and enter your basic details and information about the gold you wish to pledge.
  • Our gold loan calculator will use the gold’s weight and purity to determine the loan eligibility based on market gold prices. This convenient process is made possible by using our simple gold loan calculator.
  • You can even use the calculator to see how much your monthly payments will be under different schemes for different tenures. It even lets you pick your repayment terms to get back your pledged jewellery either via bullet payments or installments.
  • Once you have found a scheme that matches your requirements, click on submit, and one of our executives will get in touch with you.
  • To complete the gold loan process, you will need to visit one of our 4200+ branches across India and pick the one closest to your location. Our executives will assist you in completing the documentation and evaluation of the gold you intend to pledge. Thereafter your gold loan will be processed within minutes.

What are the Features to Make Gold Loan Process Easy & Fast?

Enjoy an easy gold loan process at Muthoot FinCorp. Our gold loan schemes have been designed with a customer-centric approach. A wide range of schemes is offered to customers depending on various life-stage requirements and repayment capacities. Some of the prominent features of choosing Muthoot gold loan schemes are:

  • Customers who ensure on-time and regular clearance of payments can enjoy the benefits of cashback offers.
  • The Muthoot Blue App offers ease in digital payments of EMIs and top-ups when needed instantly.
  • The minimal documentation requirements and seamless service delivery make the application of the gold loan process a breeze.
  • Nominal gold loan processing fees and competitive interest rates applicable on diminishing principal within specific schemes make repayment of the loan easier for borrowers.
  • The 24×7 Express Gold Loan scheme is perfect for borrowers who wish to top-up their loan and avail of quick cash of up to a limit of 5 lakhs in a single day with zero gold loan processing fee for the first 5 disbursals.

Frequently Asked Questions

The processing fee charged by Muthoot FinCorp for availing loan against gold varies from 0.25% to 1% of the loan value. You can speak to our customer service representative or visit your nearest Muthoot FinCorp branch to get more information.

A gold loan is processed instantly. Borrowers can take home a gold loan only within one visit. Complete the verification process, choose a scheme that matches the requirements, hand over the gold for evaluation and the loan will be processed within minutes.

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