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Get Gold Loan in Kerala

  • Maximum Amount per Gram
  • Lowest Interest Rate
  • Quick disbursement
  • Total security for your gold

Muthoot FinCorp Gold Loan in Kerala

Get gold loans in Kerala at attractive interest rates to meet any financial emergency. Gold loans are the foremost and easier resort for borrowers with their savings in gold form. 

With lost jobs, shut businesses, and slashed salaries as the pandemic side effects, many households are likely to pledge their gold instead of selling it to get money to meet essential expenditures. Small businesses facing financial issues can also raise funds against gold.

Muthoot Gold loan interest rates in Kerala

Our Gold loans in Kerala are available via various gold loan schemes at varying interest rates, starting at 11.99% p.a.* Borrowers can make an informed decision with the ready-to-use tools. You can use the gold loan calculator and understand the gold scheme with the preferred repayment tenure and gold availability. You can avail of the lower gold loan interest rate in Kerala with Muthoot FinCorp. Our gold loan rate per gram in Kerala is competitive and one of the lowest in the industry.

About Muthoot FinCorp’s GOLD LOAN SCHEMES

Whether it is about setting up a new business or arranging a down payment for a loan, your gold can help make your life easier. Muthoot FinCorp offers several gold loan schemes against minimum documentation and flexible loan repayment tenure. Muthoot FinCorp is one of Kerala’s leading gold loan companies known for offering the maximum Loan to Value at the lowest interest rates across all ticket sizes. Borrowers can choose a gold loan scheme as per their requirements.

What is the procedure to get a gold loan in Kerala from Muthoot FinCorp?

Check Eligibility to Avail Gold Loan in Kerala

Getting a gold loan at the lowest interest rate from Muthoot FinCorp is extremely easy. Meet these easy eligibility conditions:

  • The age of the borrower must be between 18 and 65 years.
  • The borrower should be an Indian citizen.
  • The fineness of gold must be between 18 and 24 karats.

Have Required Document for Gold Loan

Muthoot FinCorp ensures a hassle-free gold loan process with an online procedure with minimal documents. The required documents are:

  • Identity proof: PAN, Voter’s ID card, Aadhaar card, or driving licence.
  • Address proof: Voter’s ID card, Aadhaar card, electricity or gas bills.

Online Process

It is a straightforward process to apply for a gold loan in Kerala online. Follow these steps:

  • Take a look at the gold loan schemes at Muthoot FinCorp’s official website. These gold loan schemes are varied for available tenure and interest rates. 
  • Using the gold calculator, borrowers can choose the most suitable gold loan scheme. 
  • Find the nearest Muthoot FinCorp branch to deposit your gold and submit the required documents. The branch locator tool on the website of Muthoot FinCorp can find all the nearest branch locations for you. Submit the gold loan application
  •  Deposit the gold for testing and evaluation in the nearest branch.

You will get your funds against the gold loan in your account directly. Once the gold is evaluated and approved, the loan amount will be disbursed instantly.

This way, Muthoot FinCorp offers you a hassle-free gold loan following an easy process.

Where to Get Gold Loan in Kerala – Offline Presence

Borrowers can also walk into any of the Muthoot FinCorp branches to get a gold loan quickly. 

  • Find the nearest branch in your locality using the branch locator. It will show you the nearest branch’s address and phone number.
  • You need to input your state, city, and locality to get the list and details of your nearest Muthoot FinCorp branches.



Muthoot FinCorp is the name of trust in Kerala for gold loans. Thousands of borrowers choose this trusted name every day. Muthoot FinCorp has boosted its presence and serves people living in the state of heritage, Kerala with an extensive network of 80+ branches to offer easy gold loans in Kerala. Gold loans are now more easily accessible.

Frequently Asked Questions

  • A gold loan is a financial product that is accessible easily.
  • It offers your gold’s correct and highest value in the organised market.
  • It caters to your needs for short-term funds. 
  • A financial crunch can be sorted out quickly at easy eligibility terms. 
  • Get the required funds faster in your bank account directly. 
  • The borrower need not sell their gold with heritage value. Keep it safe with Muthoot FinCorp as collateral and get it back after repayment of the loan value.

  • Yes, agricultural gold loan Kerala is available for farmers. They can pledge their gold items and get the required funds to save any loss due to any financial crunch in completing the agriculture processes.

  • No, an individual with gold can apply for a gold loan without a guarantor. These loans are secured against loans. Therefore, there is no requirement for a credit score or a guarantor.


  • Muthoot FinCorp Ltd.
    Fort Road
    No Tv 32/A/76, 1st Flr, Fort Light Cplx Fort Road Kannur – 670001
    Open until 05:30 PM
  • Muthoot FinCorp Ltd.
    South Bazar
    SB1182/0, 1st Floor, Bhanus Complex South Bazar Kannur – 670002
    Open until 05:30 PM
  • Muthoot FinCorp Ltd.
    Logans Road
    12/1452/A18, A19 & 120, Thovarayi Cplx Logans Road Thalassery – 670101
    Open until 05:30 PM

Find Muthoot FinCorp Gold Loan Branch near you – Locate Now

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