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Avail Gold Loan in Chennai at Lowest Interest Rates

  • Minimum Documentation Required
  • Flexible Repayment Options Available
  • Easy Loan Process with Instant Payment
  • Muthoot total branches

    4200+ Branches

  • Since 1887

    134+ Years of legacy

  • Total Employees

    30k+ Employees

  • Serve 100k+ Customers per day

    Serve 1 Lakh+ Customers/Day

Gold Loan in Chennai

Gold loans in Chennai are a popular credit solution for most, owing to their affordable interest rates and flexible repayment tenures. Gold loans are one of the smartest and easiest ways of securing money in times of any financial emergency. Simply mortgage your gold assets as collateral at Muthoot FinCorp and avail a quick loan of up to 75% of the current value of your gold items.

Muthoot FinCorp safeguards your assets and returns your collateral as soon as you repay the loan. Help yourself to immediate funds with Muthoot FinCorp’s gold loans right away.

Features and Benefits of Gold Loan in Chennai

Take a gold loan in chennai to avail the following benefits:

  • Minimum documentation- Muthoot FinCorp requires you to submit minimum documents to apply for a gold loan. Just your Adhaar Card and PAN Card are enough to get an instant Gold Loan from us.
  • Varying interest rates-Muthoot FinCorp has different interest rates for different amounts of gold loans. The interest rates also vary according to the loan repayment tenure and loan amount.
  • Flexible loan repayment tenure: Borrowers enjoy a flexible loan repayment tenure. Thus, they can quickly pay off their debt through installments without facing any financial burden.

Gold Loan Interest Rate in Chennai

Gold loans in Chennai come at varying interest rates starting at 11.99% per annum. Muthoot FinCorp also equips the customers with the tools for them to make an informed decision. Use the gold loan calculator to understand your loan plan, tenure and choose a suitable scheme easily. Muthoot FinCorp, one of the leading gold loan companies in Chennai, has a portfolio of several gold loan schemes like the Muthoot Blue Guide, Muthoot Easy Blue, Easy Max, Easy Pro, Easy Plus and more, chosen by the customers as per their requirements.

Our Presence in Chennai:

While preserving its heritage and history, Chennai is one of the modern cities in India. It has been consistent in harbouring and nourishing technological innovations for various industries. The cultural hub of South India, Chennai increasingly promotes arts and crafts in the state. Gold is a popular investment avenue for Chennai residents. To offer easy gold loans in Chennai, Muthoot FinCorp extensive network of 80+ branches.

Eligibility Criteria to Avail Gold Loan in Chennai

Taking a low interest gold loan in Chennai from Muthoot FinCorp is extremely easy. Borrowers simply need to meet the following eligibility conditions:

  • The borrower must be between the age of 18-65 years
  • They should be resident citizens of India
  • The gold items kept as collateral must be between 18-24 karats.

Required Document to Apply for Gold Loan

Aiming to be accessable to all gold loan borrowers in Chennai, Muthoot FinCorp offers gold loans at minimal documentation.

  • The documents required for taking a gold loan in Chennai are as follows-
  • Identity proof: Aadhaar card, PAN card, Voter’s ID card, or driving license.
  • Address proof: Aadhaar card, Voter’s ID card, electricity or gas bills.
  • The documents required to apply for a gold loan vary from institution to institution. However, Muthoot FinCorp ensures a hassle-free gold loan process by limiting the number of necessary documents.

Steps to Apply for Gold Loan in chennai

Applying for a gold loan in Chennai is extremely easy and hassle-free. Here are the steps to follow:

  • Visit Muthoot FinCorp’s website and navigate to the gold loan section. Take a look at all the schemes, their tenure, interest rates and eligibility conditions.
  • Choose the most suitable gold loan scheme. You can also use the gold loan eligibility calculator to come to this decision.
  • Bring your gold and required documents to the nearest Muthoot FinCorp branch. Use the branch locator tool on our website to find your nearest branch.
  • Submit the application for and gold for testing and evaluation.
  • Once the gold is evaluated and the loan is approved, the amount is disbursed instantly.

Why Muthoot FinCorp is Best Option for Gold Loan in chennai

Muthoot FinCorp is the most preferred gold loan lending partner in Chennai. Here’s why:

  • Hassle-free processing- Muthoot FinCorp offers a quick and easy loan application process, involving minimal documentation
  • Flexible interest rates and tenures- Muthoot FinCorp has offers multiple gold loan schemes to suit every borrower. Borrower can choose their tenure, interest rate and loan scheme to have a stress-free loan experience.
  • Safe and secured- Borrowers need not worry about the safety and security of their gold. All gold items are kept secured in vaults, monitored by CCTV cameras 24×7.

Where To Get Gold Loan in Chennai

Muthoot FinCorp is one of the most trusted gold loan lending partners in Chennai, chosen by thousands of borrowers every day. Individuals can walk into any of the Muthoot FinCorp branches and avail gold loan instantly. Muthoot FinCorp also helps borrowers find their nearest branch through their branch locator tool. They simply need to input their state, city and locality to get a list and information of their nearest Muthoot FinCorp branches.

Frequently Asked Questions

No, you do not require a guarantor or an introducer to avail of a gold loan in Chennai. The gold acts as a collateral/security against the loan.

Gold loan interest rates in Chennai vary according to the gold loan scheme you choose. The gold loan rates range start at 11.99% per annum in Muthoot FinCorp across all its gold loan schemes.

To apply for a gold loan in Chennai, the minimum age of the applicant should be 18 years.

Your salary is not considered for a gold loan. Instead, the quality and value of your gold items are tested before the loan is sanctioned.

Any individual who is a citizen of India and aged between 18-65 years can apply for a gold loan in Chennai.

Yes. Find the nearest branch in your locality using our branch locator. The branch locator will provide you with our branch’s address and phone number depending on the locality chosen. Muthoot FinCorp has over 80+ branches in Chennai.

No, the sanctioned loan amount depends on the quality and weight of the pledged gold. Since Gold loans are secured loans, it does not require any guarantor or introducer.

MUTHOOT FINCORP BRANCHES IN CHENNAI

  • Muthoot FinCorp Ltd.
  •  
    St Xavier Street
  •  
    No 11, Ground Floor St Xavier Street Chennai – 600001
  •  
  •  
    Open until 05:30 PM
  • Muthoot FinCorp Ltd.
  •  
    Mylapore
  •  
    No 62 & 63, New No 123, 1st Flr, Subash, No 125, Kutchery Road Mylapore Chennai – 600004
  •  
  •  
    Open until 05:30 PM
  • Muthoot FinCorp Ltd.
  •  
    Triplicane
  •  
    No 39/1, 1st Floor, Ellis Road, Kuppu Muthu Street Triplicane Chennai – 600005 Near Srinivasa Hotel
  •  
  •  
    Open until 05:30 PM

Find Muthoot FinCorp Gold Loan Branch near you – Locate Now

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