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  • Low interest Rates at Gold Loan
  • Secured Gold Ornaments
  • Flexibility Available for Loan Repayment

Gold Loan in Kochi

Get the best gold loan in Kochi, Kerala only at Muthoot FinCorp. Our gold loan schemes are designed to ensure that you get easy credit in the fastest way possible. The entire gold loan process is quick, simple, and hassle-free. Muthoot FinCorp ensures that you receive a high loan to value of your gold. The gold deposited with us is 100% insured and safely stored in our secure lockers which are under 24/7 CCTV surveillance and monitoring. Choose any of our flexible repayment options to match your convenience and enjoy a hassle-free gold loan experience in Kochi, Kerala.

Our Presence in Kochi

Kochi, also known as the financial capital of Kerela, is the most densely populated city in the state. It is a major port city and has been used as a gateway to India since the 14th century. Walk into our Thaikkattukara gold loan centre in Kochi to avail an instant gold loan.

Documents Required for an Online Gold Loan

No need to submit your income proof documents to avail a gold loan in Kochi with Muthoot FinCorp. Only submit a valid address proof and ID proof at your nearest Muthoot FinCorp branch in Kochi. Take the following documents along with your gold to get your loan processed and take home funds in one sitting.

  • Two passport size photographs
  • ID Proof
  • Government-issued ID proof with photo such as Driving License / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card,
  • Address Proof
  • A government-issued document containing the address, such as Driving License / Voter ID Card / Aadhaar Card / Passport Copy

What is the Eligibility Criteria to Get Loan Against Gold

To apply for a gold loan in Kochi, you must be between 18-65 years of age. We provide our customers with an online gold loan eligibility calculator. This calculator will help you ascertain the amount of loan you are eligible to borrow based on the quantity and the purity of the gold you are willing to pledge. The latest gold price will be used in this calculation. You can even visit one of our Muthoot FinCorp branches to enquire about your loan amount eligibility.

Key Features of Muthoot Gold Loan at Kochi

By applying for a gold loan in Kochi, you will be able to benefit from the unique features of our gold loan schemes.

  • Easy Loans Your gold loan will be sanctioned quickly. You don’t need to bother about providing a credit score or income proofs.
  • Minimal Paperwork Only a few documents are required to process your gold loan.
  • Low Interest We offer loans against gold at very attractive interest rates, starting at 9.6%p.a.
  • Strong Rooms The gold that you pledge with us is insured and stored safely in lockers in our strong rooms.
  • Flexibility in Repayment We offer both the Bullet repayment option and EMI options for your convenience.

Process to Apply for Gold Loan Kochi

Muthoot FinCorp’s Gold loans in Kochi have always proven to be one of the best options for fast and easy credit. Muthoot FinCorp now allows you to apply for a gold loan in Kochi conveniently. You only need to follow the simple procedure listed below:

  • Visit the gold loan page at Muthoot FinCorp’s website to take a look at the eligibility criteria, interest rates, and loan repayment tenures and calculate your eligibility.
  • Once the preferred gold loan scheme is selected, walk into your nearest Muthoot FinCorp branch.
  • Fill out an application and hand over your gold items to a representative for testing and evaluation.
  • Once the gold is evaluated, Muthoot FinCorp will make a loan offer based on the value of the gold. If the loan’s amount, terms and conditions are suitable for you, proceed with the process and carry home funds instantly.
  • Muthoot FinCorp guarantees an easy loan application process with instant fund transfers.

Why to Choose Gold Loan in Kochi

A gold loan is a quick way of obtaining easy credit in Kochi. Availing of a gold loan provides you with the following benefits:

  • Fast processing Since this is a secured loan, the loan amount will be disbursed to you in a few hours.
  • Low rate of interest Muthoot FinCorp offers
  • No Income Proof & Credit score There is no need for any income proof or credit score verification for the approval of your gold loan.
  • Secure Storage The gold you deposit with us is insured and safely stored in vaults in our strong rooms.

Frequently Asked Questions

Any resident citizen of India, between the 18-65, can apply for a gold loan in Kochi. When applying for a gold loan, you must provide a government-issued address and ID proof.

Gold loans are only given to people who have reached the age of majority (completed 18 years of age). This will be ascertained by the date of birth mentioned in their government-issued ID and address proof.

Since the loan is given against gold that has been deposited with Muthoot FinCorp, it’s a secured loan. Such loans do not require a guarantor or an introducer.

The minimum amount of loan you can take against gold at Muthoot FinCorp in Kochi is Rs 10,000. You can use our loan eligibility calculator to determine how much loan you are eligible for.

Any individual who is a citizen of India and aged between 18-65 years can apply for a gold loan in Kochi.

Locate your nearest Muthoot FinCorp branch using our branch locator. Presently Muthoot FinCorp Gold has one branch in Thaikkattukara in Kochi near Metro Pillar No 111. Contact the branch at +914842624066.

Yes, Muthoot FinCorp Gold Loans are instant loans. The purity and weight of the gold is checked with high precision tools to give you the required cash immediately.


  • Muthoot FinCorp Ltd.
  • Thoppumpady
    0.8 KM from Kochi, Kerala, India

  • No 16/1551K, 1st Floor, P T Jacob Rd, Kanankulathu
    Ernakulam – 682005
  • Open until 05:30 PM
  • Muthoot FinCorp Ltd.

    1.1 KM from Kochi, Kerala, India

  • No 11/967A, Ground Floor, Moidus Tower, Post Office Junction
    Ernakulam – 682005
    Opposite Post Office
    Open until 05:30 PM
  • Muthoot FinCorp Ltd.
    2.2 KM from Kochi, Kerala, India
  • No CC20/865D, 1st Floor, Kacheripady
    Ernakulam – 682006
    Opposite Ayurveda Hospital
    Open until 05:30 PM

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