Gold Loan in Kochi
Get the best gold loan in Kochi, Kerala only at Muthoot FinCorp. Our gold loan schemes are designed to ensure that you get easy credit in the fastest way possible. The entire gold loan process is quick, simple, and hassle-free. Muthoot FinCorp ensures that you receive a high loan to value of your gold. The gold deposited with us is 100% insured and safely stored in our secure lockers which are under 24/7 CCTV surveillance and monitoring. Choose any of our flexible repayment options to match your convenience and enjoy a hassle-free gold loan experience in Kochi, Kerala.
Our Presence in Kochi
Kochi, also known as the financial capital of Kerela, is the most densely populated city in the state. It is a major port city and has been used as a gateway to India since the 14th century. Walk into our Thaikkattukara gold loan centre in Kochi to avail an instant gold loan.
Documents Required for an Online Gold Loan
No need to submit your income proof documents to avail a gold loan in Kochi with Muthoot FinCorp. Only submit a valid address proof and ID proof at your nearest Muthoot FinCorp branch in Kochi. Take the following documents along with your gold to get your loan processed and take home funds in one sitting.
- Two passport size photographs
- ID Proof
- Government-issued ID proof with photo such as Driving License / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card,
- Address Proof
- A government-issued document containing the address, such as Driving License / Voter ID Card / Aadhaar Card / Passport Copy
What is the Eligibility Criteria to Get Loan Against Gold
To apply for a gold loan in Kochi, you must be between 18-65 years of age. We provide our customers with an online gold loan eligibility calculator. This calculator will help you ascertain the amount of loan you are eligible to borrow based on the quantity and the purity of the gold you are willing to pledge. The latest gold price will be used in this calculation. You can even visit one of our Muthoot FinCorp branches to enquire about your loan amount eligibility.
Key Features of Muthoot Gold Loan at Kochi
By applying for a gold loan in Kochi, you will be able to benefit from the unique features of our gold loan schemes.
- Easy Loans Your gold loan will be sanctioned quickly. You don’t need to bother about providing a credit score or income proofs.
- Minimal Paperwork Only a few documents are required to process your gold loan.
- Low Interest We offer loans against gold at very attractive interest rates, starting at 9.6%p.a.
- Strong Rooms The gold that you pledge with us is insured and stored safely in lockers in our strong rooms.
- Flexibility in Repayment We offer both the Bullet repayment option and EMI options for your convenience.
Process to Apply for Gold Loan Kochi
Muthoot FinCorp’s Gold loans in Kochi have always proven to be one of the best options for fast and easy credit. Muthoot FinCorp now allows you to apply for a gold loan in Kochi conveniently. You only need to follow the simple procedure listed below:
- Visit the gold loan page at Muthoot FinCorp’s website to take a look at the eligibility criteria, interest rates, and loan repayment tenures and calculate your eligibility.
- Once the preferred gold loan scheme is selected, walk into your nearest Muthoot FinCorp branch.
- Fill out an application and hand over your gold items to a representative for testing and evaluation.
- Once the gold is evaluated, Muthoot FinCorp will make a loan offer based on the value of the gold. If the loan’s amount, terms and conditions are suitable for you, proceed with the process and carry home funds instantly.
- Muthoot FinCorp guarantees an easy loan application process with instant fund transfers.
Why to Choose Gold Loan in Kochi
A gold loan is a quick way of obtaining easy credit in Kochi. Availing of a gold loan provides you with the following benefits:
- Fast processing Since this is a secured loan, the loan amount will be disbursed to you in a few hours.
- Low rate of interest Muthoot FinCorp offers
- No Income Proof & Credit score There is no need for any income proof or credit score verification for the approval of your gold loan.
- Secure Storage The gold you deposit with us is insured and safely stored in vaults in our strong rooms.
Frequently Asked Questions
Any resident citizen of India, between the 18-65, can apply for a gold loan in Kochi. When applying for a gold loan, you must provide a government-issued address and ID proof.
Gold loans are only given to people who have reached the age of majority (completed 18 years of age). This will be ascertained by the date of birth mentioned in their government-issued ID and address proof.
Since the loan is given against gold that has been deposited with Muthoot FinCorp, it’s a secured loan. Such loans do not require a guarantor or an introducer.
The minimum amount of loan you can take against gold at Muthoot FinCorp in Kochi is Rs 10,000. You can use our loan eligibility calculator to determine how much loan you are eligible for.
Any individual who is a citizen of India and aged between 18-65 years can apply for a gold loan in Kochi.
Locate your nearest Muthoot FinCorp branch using our branch locator. Presently Muthoot FinCorp Gold has one branch in Thaikkattukara in Kochi near Metro Pillar No 111. Contact the branch at +914842624066.
Yes, Muthoot FinCorp Gold Loans are instant loans. The purity and weight of the gold is checked with high precision tools to give you the required cash immediately.
What Documents are required to avail gold loan on EMI?
Though you can use our Gold Loan calculator to calculate the EMI, you will require to submit a certain documents availing a gold loan on EMI:
- Original proof of identification. Any of the following are acceptable:
- Govt of India election ID card with address proof
- PAN card and address proof
- Driver’s licence
- Any Govt departmental ID card
- We are bound by and follow KYC norms as per the regulator’s guidelines
Please call our customer care representative at 1800 102 1616 or visit your nearest Muthoot FinCorp branch to know more.
MUTHOOT FINCORP BRANCHES IN KOCHI
Muthoot FinCorp Ltd.
0.8 KM from Kochi, Kerala, India
No 16/1551K, 1st Floor, P T Jacob Rd, Kanankulathu
Ernakulam – 682005
Open until 05:30 PM
Muthoot FinCorp Ltd.
1.1 KM from Kochi, Kerala, India
No 11/967A, Ground Floor, Moidus Tower, Post Office Junction
Ernakulam – 682005
Opposite Post Office
Open until 05:30 PM
Muthoot FinCorp Ltd.
2.2 KM from Kochi, Kerala, India
No CC20/865D, 1st Floor, Kacheripady
Ernakulam – 682006
Opposite Ayurveda Hospital
Open until 05:30 PM
Find Muthoot FinCorp Gold Loan Branch near you – Locate Now
First-hand account of customer experiences
MUTHOOT BLUE SOCH STORIES
When we thought of expanding our business, branch manager counselled me regarding the gold loan that I could avail. My wife also helped me in taking decision of gold loan as I was fully assured of safety of my gold. Till 14th of Feb I have taken gold loan 12 times on a regular basis and repaid the same on time. Followed by the gold loan I also took gold coin when I got to know about this scheme and now, I am the owner of the gold coin too. ...
I have been a Muthoot Blue customer since the last two to three years. I have taken a gold loan and made use of the EMI facility for buying gold. Providing gold to people like me through easy options is indeed great. I even have a health policy from Muthoot. ...
I approached Kaniyapuram Muthoot Blue for a loan. I was a regular customer of Kaniyapuram MFL. They approved a gold loan for me quickly. With that amount and my savings from my previous business I started a small bakery near by MFL branch. The business has grown in a short span of time. Initially I was running the business alone, Now I have 7 staff to support me. ...
Namaste! My name is Ramesh Naidu. I stay in Anuradha residency, High school road, Ramavarrapadu, Vijayawada. On 20th Nov 2017, at 12:40 pm my mother G.Satavathi aged 74 had a brain stroke & got admitted in the hospital. I was running to arrange money for my mother’s hospital expenses. Finally, I approached MFL branch for Gold Loan and I got the loan immediately and was able to treat my mother. ...
In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. It was at that time that I got introduced to Muthoot Blue. The staff there helped me source a loan against my gold, with which I started my Saree Business. Later I was given a SME loan based on the progress of the same business. ...
I am Parvathi. I am into door to door coconut oil selling business. When I started business, I had a lot of investments that I had to make, but money lenders such as banks, pawn shops, etc. had very high interest rates, and I was unable to avail the same. During this time, I was approached by Muthoot Blue and they offered me products that suited my exact needs and helped my grow my business. I have been taking Gold loan from Muthoot Blue for the past 4 years for my business development. ...
One day i saw Saharanpur team of Muthoot FinCorp doing marketing activity in my area, talking about being self-enough by getting funded at his gold at nominal rate. The idea of getting instant loan on gold without any collateral supported my dream of mushroom business. In 2008, I met Saharanpur branch and expressed my desire of loan on gold. On my first visit I got a loan of 1.2 lakh which i repaid in time. On 19 of Oct 2014, I again took 2.90 lacs of loan as a second booster to my business. Meanwhile during coffee with Muthoot, i got to know about gold coin which I can avail with easy payment option which I took and payed off easily. ...
Namaste! I am Chirumamilla shobha. I am staying at Road No 10, Triumulanagar, Hyderabad, very near to Muthoot Blue BN Reddy branch. In 2015, I planned to purchase land to construct my own house independently. During land registration I needed extra Rs. 2 Lakhs. I visited Muthoot Blue branch and received Gold loan of Rs. 2 lakhs within 15 minutes. Now I am at my own house! Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. ...