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Resale Loan

Home Loans for Resale Flats and Properties

A great deal, a better location, a nicer home for your family, whatever your reason for purchasing a home, at Muthoot Blue we make the decision easier with a resale home loan! Whether you want to buy an independent home or a flat in a privately built up premise or an existing Co-operative Housing Society or Apartment Owners' Association, we are here to help you achieve your dreams with our easy to avail resale loans!

Benefits and Features of a Resale Home Loan from Muthoot FinCorp

A home loan for a flat on resale is not much different than a regular home loan, except that it is given against a home that was previously owned by another person. You can take a loan for a resale flat at attractive rates. Our experts will undertake a thorough search of all legal and municipal documents to ensure that you have a clear title deed to the property.

Security and Guarantors

The property itself becomes the security when you avail a resale home loan. Depending on approving authority ... read more discretion, securities or guarantors are not mandatory. However you need to have a co-applicant for the loan which can be salaried or non salaried.

Tax benefits of home loans

Up to Rs 1,50,000 towards interest on a home loan is deductible from your income according to Section 24(b) of the income ... read more tax Act 1961. The principal is deductible up to Rs 1,00,000 under Section 80Cand 80 CCE. So, you essentially get capital at a low interest rate and can save tax on repayment too.

Competitive Interest Rates & Faster Approval & Disbursal

Muthoot FinCorp (via its sister concern Muthoot Housing Finance Company Limited) offers loan tenures for upto 20 years... read more on loan amounts going up to Rs. 30,00,000. The time taken for approval is dependent on the submission of documents and completion of all relevant processes. You should have proof that 20% of the cost of the property is paid to the previous owner of the property. You can avail our loan - leaving your capital free to invest or use in business for higher returns. Choose from a variety of repayment options to fit your varied needs.

Resale Home Loan

Resale Home Loan Eligibility Criteria

The eligibility criteria to avail a home or flat resale loan from Muthoot FinCorp is simple and easy.

  • Indian Citizenship
  • Age must be 21 or above when you apply or 65 when your loan tenure ends.
  • Should be salaried or self-employed.

Documents needed for Resale Home Loan

Some simple documents are required to be submitted when you are planning to take a resale home loan

Address Proof

(Any one of the document)
  • Identity proof and address proof in the form of Voter Id, passport, driving License, or Aadhar card.

Identity Proof

(Any one of the document)
  • Duly filled application form and a recent passport size photograph.

For Self-employed

  • For a resale loan Title Deeds including the previous chain of the property documents, Receipt/(s) of the initial payment made to the seller along with a copy of the agreement to sell, if executed is required.

For Salaried Persons

  • Before you purchase a property, you need to have a title and document search conducted by a competent advocate. Aadhar, PAN card, salary slip

Please remember that each document that you submit for verification against your loan against property in India should be self-attested. You can contact our customer care representatives at
1800 102 1616 for more details.

How to Apply for Resale Home Loan from Muthoot FinCorp

Once you have identified a property and started seeking a resale loan, all you need to do is walk into your nearest branch of Muthoot Housing Finance Company Ltd, or Muthoot FinCorp or call us on 1800 102 1616 for easy loan application.

The property documents need to be complete. Use the EMI calculator to figure out the amount and tenure of the loan you require and reach a suitable figure.

Our customer care representative will help you check the same. You then need to fill a form, submit all the documents and you are on your way to avail a resale loan.

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Why Choose Muthoot Blue for A Resale Home Loan?

Muthoot Blue (Muthoot Pappachan Group) has a reputation that has been shaped over decades with high-quality practices, total customer satisfaction, and steady growth. Today, Muthoot FinCorp, our flagship company, is one of the largest NBFCs in India and we continue to work with the aim of providing timely credit to common man with Blue Soch. Hence, our resale loans are designed to make it easy to own one’s dream ride!

You can trust Muthoot Blue because:

  • We have over 4200 branches across India. Visit your nearest Muthoot Blue branch to get a loan quickly and without any hassle.
  • Nearly 1,00,000 customers walk into our branches daily and are assured of trustworthy and simple services.
  • Our customer-centric approach and innovation over the past 133+ years without compromising on the God-given values of trust, truth, transparency and tradition is what helps us in empowering the human ambitions.

Now turn your dream of owning a home into reality with Muthoot Blue – all you need to do is apply for our loan which comes with many benefits. Trust us: we will offer you the home loan to buy a house or flat on resale in India!

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