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Documents Required For Gold Loan

  • Address Proof - ( Voter’s ID, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement )
  • Identity Proof - ( PAN, Voter’s ID, Aadhar Card, Driving License, Passport )
  • Income Proof along with Required Documentation
  • Muthoot total branches

    4200+ Branches

  • Since 1887

    134+ Years of legacy

  • Total Employees

    30k+ Employees

  • Serve 100k+ Customers per day

    Serve 1 Lakh+ Customers/Day

Required Documents for Gold Loan

Muthoot FinCorp offers quick and easy Gold Loans at attractive interest rates. Our process of availing a Gold Loan has been designed keeping your ease in mind. There is no requirement of heavy paperwork or lengthy documentation. We ask only for the basic identification documents to process your application and offer you loans instantly. Avail hassle-free Gold Loan in one visit at Muthoot FinCorp.

Types of Documents Required for Gold Loan

 To make the loan application process simple for your benefit, Muthoot FinCorp requires minimal documentation. Any individual,between the age of 18 – 65, possessing the following documents can avail a Gold Loan:

Documentation Type

Any one of the following

Identity Proof

PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card 

Address Proof

Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement

Process After Documentation To Get Instant Gold Loan

The process of availing a Gold Loan at Muthoot FinCorp is quick and easy. Walk into your nearest Muthoot FinCorp branch, hand over the gold and the requested documents. Our representatives will quickly go through the verification process, weigh the gold, evaluate it and offer a quote. If the amount is suitable to you, you can go ahead with the process and take home the funds instantly.

Speak to our customer care representative at 1800 102 1616 or visit a Muthoot FinCorp branch for support.

How to Use Gold Loan EMI Calculator?

Muthoot FinCorp ensures ease in all the stages of Gold Loan documentation and application. You can check the Interest Rates for various Muthoot FinCorp Instant Gold Loan schemes and calculate the approximate EMIs on our website. Our Gold Loan Interest Rate Calculator is available 24x7, can be used multiple times and is free for your comfort.

  • Log on to our webpage featuring Muthoot Gold Loan calculator
  • Enter the required loan amount
  • Select your residential state

When you submit the required details, the calculator will instantly showcase a table with a comprehensive view of interest rate and tenure. Choose the most suitable scheme from the table, walk into the nearest Muthoot FinCorp branch with the information and take home funds in one visit.

For more help, call us at 1800 102 1616.

What makes Muthoot FinCorp the go-to Brand for Gold

Muthoot FinCorp offers 133+ years of trust and experience to its customers. Here is why you must choose Muthoot FinCorp for your Gold Loan needs:

  1. Choose from any of the 4200+ Muthoot FinCorp branches across India.
  2. Simple and Quick processing and documentation
  3. Avail the benefits of low processing fee, attractive interest rates and flexible repayment options.
  4. Multiple variants of Gold Loan Schemes to suit the needs of each of our customers.

Frequently Asked Questions

Here are the documents required:

  1. Identity proof: Any one of the following – PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card
  2. Address proof: Any one of the following: Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement

No income documents are required to avail Muthoot FinCorp’s Gold Loan. The gold that you hand over in return for the loan acts as a collateral.

You can submit the documents along with your application form to the nearest Muthoot FinCorp branch. Take your gold along with the documents and take home funds in a single visit. Our customer service representative will walk you through each step for utmost convenience.

Muthoot FinCorp offers instant disbursement of funds. You can apply for a Gold Loan, submit the documents, get your gold verified and evaluated, and take home the loan amount in one visit.

To know all about Muthoot FinCorp Gold Loan schemes, all us at 1800 102 1616.

No, CIBIL score is not required to avail gold loan at Muthoot FinCorp. The applicant only needs to be a resident citizen of India and should be between 18-65 years of age to avail of a gold loan.

Identity proofs accepted by Muthoot FinCorp for gold loans are PAN card, Driving license, Passport, Voter’s ID card or Aadhar card.

Yes, an address proof/residential proof is mandatory to avail of gold loans. For that, you can submit a voter’s ID card or utility bills.

No, a PAN card is not mandatory for a gold loan. The ID proof can be anyone between a PAN Card, Aadhar card, Driving license or passport.

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