Address Proof - ( Voter’s ID, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement )
Identity Proof - ( PAN, Voter’s ID, Aadhar Card, Driving License, Passport ) 
Income Proof along with Required Documentation 
Muthoot FinCorp offers quick and easy Gold Loans at attractive interest rates. Our process of availing a Gold Loan has been designed keeping your ease in mind. There is no requirement of heavy paperwork or lengthy documentation. We ask only for the basic identification documents to process your application and offer you loans instantly. Avail hassle-free Gold Loan in one visit at Muthoot FinCorp.
Types of Documents Required for Gold Loan
To make the loan application process simple for your benefit, Muthoot FinCorp requires minimal documentation. Any individual,between the age of 18 – 65, possessing the following documents can avail a Gold Loan:
|
Documentation Type |
Any one of the following |
|
Identity Proof |
PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card |
|
Address Proof |
Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement |
Process After Documentation To Get Instant Gold Loan
The process of availing a Gold Loan at Muthoot FinCorp is quick and easy. Walk into your nearest Muthoot FinCorp branch, hand over the gold and the requested documents. Our representatives will quickly go through the verification process, weigh the gold, evaluate it and offer a quote. If the amount is suitable to you, you can go ahead with the process and take home the funds instantly.
Speak to our customer care representative at 1800 102 1616 or visit a Muthoot FinCorp branch for support.
Frequently Asked Questions
Here are the documents required:
- Identity proof: Any one of the following – PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card
- Address proof: Any one of the following: Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement
No income documents are required to avail Muthoot FinCorp’s Gold Loan. The gold that you hand over in return for the loan acts as a collateral.
You can submit the documents along with your application form to the nearest Muthoot FinCorp branch. Take your gold along with the documents and take home funds in a single visit. Our customer service representative will walk you through each step for utmost convenience.
Muthoot FinCorp offers instant disbursement of funds. You can apply for a Gold Loan, submit the documents, get your gold verified and evaluated, and take home the loan amount in one visit.
To know all about Muthoot FinCorp Gold Loan schemes, all us at 1800 102 1616.
Identity proofs accepted by Muthoot FinCorp for gold loans are PAN card, Driving license, Passport, Voter’s ID card or Aadhar card.
Yes, an address proof/residential proof is mandatory to avail of gold loans. For that, you can submit a voter’s ID card or utility bills.
No, a PAN card is not mandatory for a gold loan. The ID proof can be anyone between a PAN Card, Aadhar card, Driving license or passport.
First-hand account of customer experiences
MUTHOOT BLUE SOCH STORIES
When we thought of expanding our business, branch manager counselled me regarding the gold loan that I could avail. My wife also helped me in taking decision of gold loan as I was fully assured of safety of my gold. Till 14th of Feb I have taken gold loan 12 times on a regular basis and repaid the same on time. Followed by the gold loan I also took gold coin when I got to know about this scheme and now, I am the owner of the gold coin too. ...
I approached Kaniyapuram Muthoot Blue for a loan. I was a regular customer of Kaniyapuram MFL. They approved a gold loan for me quickly. With that amount and my savings from my previous business I started a small bakery near by MFL branch. The business has grown in a short span of time. Initially I was running the business alone, Now I have 7 staff to support me. ...
I have been a Muthoot Blue customer since the last two to three years. I have taken a gold loan and made use of the EMI facility for buying gold. Providing gold to people like me through easy options is indeed great. I even have a health policy from Muthoot. ...
Namaste! My name is Ramesh Naidu. I stay in Anuradha residency, High school road, Ramavarrapadu, Vijayawada. On 20th Nov 2017, at 12:40 pm my mother G.Satavathi aged 74 had a brain stroke & got admitted in the hospital. I was running to arrange money for my mother’s hospital expenses. Finally, I approached MFL branch for Gold Loan and I got the loan immediately and was able to treat my mother. ...
In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. It was at that time that I got introduced to Muthoot Blue. The staff there helped me source a loan against my gold, with which I started my Saree Business. Later I was given a SME loan based on the progress of the same business. ...
One day i saw Saharanpur team of Muthoot FinCorp doing marketing activity in my area, talking about being self-enough by getting funded at his gold at nominal rate. The idea of getting instant loan on gold without any collateral supported my dream of mushroom business. In 2008, I met Saharanpur branch and expressed my desire of loan on gold. On my first visit I got a loan of 1.2 lakh which i repaid in time. On 19 of Oct 2014, I again took 2.90 lacs of loan as a second booster to my business. Meanwhile during coffee with Muthoot, i got to know about gold coin which I can avail with easy payment option which I took and payed off easily. ...
Namaste! I am Chirumamilla shobha. I am staying at Road No 10, Triumulanagar, Hyderabad, very near to Muthoot Blue BN Reddy branch. In 2015, I planned to purchase land to construct my own house independently. During land registration I needed extra Rs. 2 Lakhs. I visited Muthoot Blue branch and received Gold loan of Rs. 2 lakhs within 15 minutes. Now I am at my own house! Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. ...
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