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Loan From Home, Receive Money - Anytime, Anywhere

    Existing Gold Loan customers of Muthoot FinCorp enjoy an additional benefit - the 24x7 Express Gold Loan. Once registered to avail the loan, which is a few-minutes’ process, the loan facility is designed to give you access to instant top-up loans, anytime, anywhere, without any hassle. Wonderfully, 24x7 Express Gold loan is thoughtfully designed & developed for the common man. Its operated/used with just simple SMS messages on simple & inexpensive feature phones. The service can also availed via our website and Muthoot Blue App. The Top-up loan is the perfect way to get Money, Anytime, Anywhere. It is instantly delivered into your bank account and can be withdrawn from the bank or ATM.

    Really, Muthoot FinCorp’s Muthoot Blue Gold Loan portfolio is not only shaped around common man’s needs & desires at various stages of his or her life, and is the Most Rewarding Gold Loan in India. With 24x7 SMS facility, you get your basic loan as per your requirement; you get to keep your gold safe & insured without paying for it, as it is needed at banks and at the same time, you can continue to get more & more money, as and when you need, as top-up loans via the 24x7 Express Gold Loan Facility.

    Loan Eligibility

    Registered customers who have pledged their gold with us and who have not taken full LTV are eligible to avail the residual amount as the 24x7 Express Gold Loan. In other terms, if you have taken less amount than the amount you are entitled to, you can take the residual amount as loan, whenever the need arises.
    Additionally, part payment of the loan will lead to corresponding eligibility of the top-up loan. Just by simple SMS messages through the simple feature phone or our website & Muthoot Blue App in few simple steps. Indeed, a first in India tech-feature.

    Steps to Avail the Loan

    It is very simple to avail the loan instantly - simply send an SMS to the number 7994999999 from the mobile number registered with us or Click here to avail 24x7 Express Gold Loan now or Click here to download the Muthoot Blue App. You do not require a smartphone, mobile application or internet connectivity.

    Key Features of the 24x7 Express Gold loan

    • The daily top-up limit is up to ₹ 5 lacs
    • Zero processing fees for the first 5 disbursals via SMS

    Advantages of the 24x7 Express Gold loan

    The Express Gold Loan Facility offers several advantages to our existing customers:

    • It is simple to avail. Send an SMS to the number 7994999999 from your registered mobile number or log on to our website or Muthoot Blue App. Just ask Muthoot FinCorp branch executive to register you and to activate the service at the time of taking the loan or anytime later during your loan tenure or you can visit our website or download our mobile app for Registration & Disbursement.
    • It is available round the clock. You do not have to worry about the time when you need the loan. The loan can be availed from anywhere, anytime, 24x7, all year through.
    • You can get an amount of up to Rs. 5 lakhs depending on the value of your gold.
    • It is a "top-up loan".
    • No Documentation. No visit to any branch. There is no need to collect and/or submit any document at the Muthoot FinCorp branch, once already registered.
    • Swift, secure and simple. All transactions are routed via digital channels and hence ensure every process is quick and reliable.
    • Educates and empowers. You can adopt ‘cashless’ behaviour and contribute to the endeavour for a digitized ecosystem.
    • Interest applicable on diminishing principal basis and only for applicable number of days in Reducing impact.

    Terms and Conditions

    • The top-up loan follows the parent loan, and it is subjected to restrictions as decided by Muthoot FinCorp Limited.
    • Customer should not have taken full-permissible value for ornaments pledged.
    • Part repayment of the loan corresponds on the increased value of the Top-up loan amount.
    • Other terms and conditions of the loan as applicable on the parent loan remain applicable on the top-up loan.
    24x7 Express Gold Loan

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    First-hand account of customer experiences


    Blue Soch – Brand Showcase

    Why Choose Muthoot Blue?

    Muthoot Blue (Muthoot Pappachan Group) has a reputation that has been shaped over decades with high-quality practices, total customer satisfaction, and steady growth. Today, Muthoot FinCorp, our flagship company, is one of the largest NBFCs in India and we continue to work with the aim of providing timely credit to common man with Blue Soch. Hence, our Muthoot Blue 24×7 Express Gold Loans are designed to make it easy to reach for your dreams!

    You can trust Muthoot Blue because:

    • We have over 4200 branches across India. Visit your nearest Muthoot Blue branch to get a loan quickly and without any hassle.
    • Nearly 1,00,000 customers walk into our branches daily and are assured of trustworthy and simple services.
    • Our customer-centric approach and innovation over the past 133+ years without compromising on the God-given values of trust, truth, transparency and tradition is what helps us in empowering the human ambitions.

    Visit your nearest Muthoot FinCorp branch now to get an instant Muthoot Blue 24X7 Express Gold Loan!

    • Why Choose Muthoot FinCorp: India’s Leading NBFCs

      Over 3600 branches across India

    • Why Choose Muthoot FinCorp: India’s Leading NBFCs

      133+ years of legacy

    • Why Choose Muthoot FinCorp: India’s Leading NBFCs

      18,000 Muthootians serving millions of customers

    • Why Choose Muthoot FinCorp: India’s Leading NBFCs

      Walk in of over 1,00,000 customers a day

    Enquire Now for 24X7 Express Gold Loan

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    Beware of fraudulent job consultants

    It has been brought to our notice that certain individuals are receiving fraudulent emails, phone calls, and messages, etc, about job vacancies with Muthoot FinCorp and they are also being asked to deposit money in certain bank accounts.

    Please be informed that such communications and practices are completely mala fide and sent with an intent to defraud the public and bring disrepute to the goodwill of our Company. Our Company does not ever demand any fee/money against recruitment nor for the application/interview process.

    The public at large is hereby cautioned not to be misled by any such communications received through emails, message or any other communication mode.

    Please contact us for further information about the genuineness or otherwise of such communications at:

    Muthoot FinCorp Ltd.

    MG Road, Near Spencer's, Trivandrum - 695 039

    Phone: 0471 4911550 / 0471 4911430

    Email: [email protected]