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Two Wheeler Loan

  • Two-Wheeler Loan with up to 100%* funding of on-road price
  • Loan Interest rates starting as low as 0.99%* per annum
  • Quick approval & disbursement of scooter & bike finance with minimum paper work
  • Flexible tenure options ranging from 12 to 48 months.
  • Use Muthoot FinCorp 2-Wheeler Loan EMI Calculator to Calculate Monthly EMIs

Two wheeler loans from Muthoot FinCorp

Now get a two wheeler loan from Muthoot FinCorp, easily and conveniently. We offer up to 100%* of the vehicle's on-road price as scooter & bike finance, interest rates starting as low as 0.99%* per annum, easy EMIs and flexible tenures. Buy your dream vehicle using our 2 wheeler loans serviced by Muthoot Capital Services Limited for the tremendous advantages of mobility!

Advantages and Features of a Two-Wheeler Loan at Muthoot FinCorp

Two-wheeler loans from Muthoot Capital, that are facilitated by Muthoot FinCorp carry attractive interest rates, flexible tenures, and loan amount covering up to 100% of the ex-showroom price of your two-wheeler. The repayment options of our 2 wheeler loan allow you to own a brand-new bike or scooter, on your terms and at your convenience.

Maximum Loan Amount

Our two-wheeler finance covers up to 100%* on-road price for your vehicle at attractive and affordable interest rates. Muthoot Capital Services Ltd. Our leading 2 wheeler loan ... read more company has created loans to suit your requirements with tenures ranging from 12-48 months. Contact now for quick and customised loan options.

Maximum Loan Amount for Two Wheeler Loan

Quick Approval and Disbursement

We offer quick approvals and disbursements with minimum paperwork. Apply online for a two-wheeler loan – share your details with us and our customer care representative will... read more get in touch. Alternatively, you can visit one of our branches, or contact our representative at the dealership

Quick Loan Approval and Disbursement for Two Wheeler Loan

Enhanced Convenience with Muthoot Capital App

Use our Muthoot Capital app to repay your EMIs on the move. It will help you track repayments, get queries answered, and stay updated on your loan. The app is especially... read more useful for tracking the Muthoot Blue two wheeler loan for ladies.

Enhanced Convenience with Muthoot Capital App
Two Wheeler Loans

Two-wheeler Loan Eligibility Criteria

Getting a 2 wheeler loan from Muthoot FinCorp is easy. Just meet the two-wheeler loan eligibility criteria given below:

  • You need to be either self-employed or salaried to get a motorcycle or scooter loan.
  • You must be 18 years and above at the time of applying for the bike finance and under 65 at the time the loan is repaid.
  • You must have a salary of minimum of Rs 96,000 per annum or a business income of minimum Rs 1,20,000 annually.
  • KYC documents are required when you are applying for a scooter of bike finance – you can read the details below.


Easy Documentation for Muthoot FinCorp Two-Wheeler Loan

Be assured of getting the best two-wheeler vehicle loan to buy a bike or scooter of your choice. Please keep the following documents ready when applying for your 2 wheeler loan:

Valid Identification (Any one of the document)

  • Aadhar Card / Voters ID Card / Passport / Driving License / PAN Card
Valid Identification for Two Wheeler Loan


Valid Address Proof (Any one of the document)

  • Identification documents can also be used / Ration Card / LIC Policy
Address Proof for Two Wheeler Loan


Income Proof (Any one of the document)

  • Bank Statement / ITR / Salary Slips / Form 16
Income Proof for Two Wheeler Loan


Asset Proof

  • Documents of self-owned property as Asset Proof for processing your two-wheeler finance
Asset Proof for Two Wheeler Loan



  • A recent passport size photograph
Photograph for Two Wheeler Loan

Please note: You can contact our helpline or get in touch with our representative (at our branch or the dealership) if you have any doubts regarding your two-wheeler loan documents.

What are the different components of a two-wheeler loan?

The different components of the loan below for your understanding:

  • The amount disbursed by us is the principal amount. It is disbursed for a certain tenure or time.
  • You pay interest on the principal amount.
  • The money (principal amount and interest) is repaid in equated monthly instalments.

How can I apply for a bike or scooter loan?

You can apply for a bike or scooter loanonline or visit any one of our branches or meet our representative at the dealership to fill out the application for two wheeler finance.

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Frequently Asked Questions

Our interest rates start at 0.99%* for 2 Wheelers*, although rates may vary based on the schemes. (*Terms & conditions apply)

We provide 2 Wheeler loans of up to 100% for specific models under specific schemes.

With us, you can choose from flexible tenure options ranging from between 12 to 48 months.

NACH our primary mode of repayment. But you can download our exclusive M-Power App on the Google Play store or Apple App store and pay using Debit Card/UPI/Net Banking.

Yes, the loan amount can be prepaid at any time, with a nominal additional charge.

Why Choose Muthoot Blue for A Two-wheeler Loan?

Muthoot Blue (Muthoot Pappachan Group) has a reputation that has been shaped over decades with high-quality practices, total customer satisfaction, and steady growth. Today, Muthoot FinCorp, our flagship company, is one of the largest NBFCs in India and we continue to work with the aim of providing timely credit to common man with Blue Soch. Hence, our two wheeler loans are designed to make it easy to own one’s dream ride!

You can trust Muthoot Blue because:

  • We have over 4200 branches across India. Visit your nearest Muthoot Blue branch to get a loan quickly and without any hassle.
  • Nearly 1,00,000 customers walk into our branches daily and are assured of our trustworthy services.
  • Our customer-centric approach and innovation over the past 133+ years without compromising on the God-given values of trust, truth, transparency and tradition is what helps us in empowering the human ambitions.

Now give wheels to your dreams with Muthoot Blue – all you need to do is apply for our loan which comes with many benefits. Trust us: we will offer you the best two-wheeler loan in India!

  • Why Choose Muthoot FinCorp: India’s Leading NBFCs

    Over 4200 branches across India

  • Why Choose Muthoot FinCorp: India’s Leading NBFCs

    134+ years of legacy

  • Why Choose Muthoot FinCorp: India’s Leading NBFCs

    Over 30,000 employees serving millions of customer

  • Why Choose Muthoot FinCorp: India’s Leading NBFCs

    Walk in of over 1,00,000 customers a day

Enquire Now for Two Wheeler Loan

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