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Mutual Funds

  • Diverse Investment options

  • Expert Guidance

  • Tax-saving Mutual funds

*T&C Apply

Muthoot FinCorp Offering Mutual Funds Services

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Different Mutual Fund Schemes

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Equity Funds

  • Invest in stocks for long-term growth.

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ELSS Funds

  • Tax savings up to ₹1.5 lakh under Section 80C.

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Solution-Oriented Funds

  • Focus on specific goals like retirement or education.

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Debt Funds

  • Invest in bonds and fixed-income securities.

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Hybrid Funds

  • Mix of equity and debt for balanced risk and returns.

Approach for Gradation of Risk

The Company adopts a risk-based pricing framework wherein the interest rate charged to borrowers is commensurate with the level of risk associated with each exposure. The objective is to ensure that pricing adequately reflects the credit, operational, and market risks while remaining competitive, is compliant with regulatory expectations and avoids discriminatory or arbitrary practices.

The Company considers a combination of quantitative and qualitative factors for risk gradation, including

1. borrower profile (borrower history, income stability and nature of employment, relationship with the Company and past conduct),
2. characteristics of the product like secured or unsecured loan, quality of collateral (Loan to Value Ratio and liquidity of collateral), and
3. macro economic factors impacting the borrower segment.
4. Prevailing market conditions and competitive dynamics

The final interest rate charged to the borrower comprises:

• Base/Benchmark Rate (cost of funds, operating expenses, and margin)
• Risk Premium (linked to the borrowers risk category)
• Product-specific adjustments (if any)

Registration Fees & Charges

At Muthoot, we don’t charge any additional fees to our mutual fund distribution services. The only charges applicable are those set by the mutual fund company, such as expense ration and exit loads, which are transparently disclosed by the respective funds.

Key Benefits & Features

Diversification

Professional Management

Liquidity

Documents Required for Mutual Fund

Investing in mutual funds through Muthoot FinCorp is simple and hassle-free. You can choose between a completely digital process or a traditional physical process, based on your convenience. The required documentation includes

  • Customer Data Sheet

    Online customer information form.

  • Filled KYC Form

    For customer identification and address proof.

  • Passport Size Photograph

    A recent passport size photograph

  • Valid Address Proof

    Ration card / Utility bills / Passport / Aadhar card / Rent or lease agreement.

  • Application Form

    Common application form and ECS/Debit mandate form with customer signature

  • Initial purchase cheque

    Cheque favouring mutual fund scheme

  • Valid Identity Proof

Eligibility Criteria for Mutual Funds

Any Individual who has completed the KYC (Know Your Customer) requirements as per SEBI ( Securities and Exchange Board of India)can invest in mutual funds.

How it Works

  • 01

    Visit Nearest Muthoot FinCorp branch

  • 02

    Choose the Scheme to Invest

  • 03

    Complete the Digital Process/submit the Physical Documents

    • Why Choose Muthoot FinCorp

    Why Choose Muthoot FinCorp for Mutual Funds?

    "Choose Muthoot Fincorp for your mutual fund investments services because of our extensive experience and deep knowledge in the financial sector. Our team is dedicated to understanding your unique financial goals and providing tailored investment solutions. With our expert guidance, you can make informed decisions and choose the right mutual funds to maximize your returns and achieve your financial objectives."

    Frequently Asked Questions

    Would You like Any Assistance?

    To know more about the application fee and processing charges, call us at
    1800 102 1616
    srk assistance

    Code of Conduct

    Disclaimer

    Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

    While all efforts have been taken to make this web site as authentic as possible, please refer to the print versions, notified Gazette copies of Acts/Rules/Regulations for authentic version or for use before any authority. We will not be responsible for any loss to any person/entity caused by any short-coming, defect or inaccuracy inadvertently or otherwise crept in the Muthoot FinCorp website.

    Other Services

    *T&Cs Apply