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Are there Any other Charges Included to Repay Gold Loan?

Are there Any other Charges Included to Repay Gold Loan?

Only loan processing fee is charged to a gold loan apart from the interest, which begins at Rs 25 as per the scheme chosen. The gold loan repayment procedure incurs nominal charges. Gold loan interest rates start at 9.95% p.a. If you miss a payment, the lender will levy a penalty. The penalty can go up to 9.99% of the outstanding amount, based on the time delay. It is best to speak to the lender about all charges before applying for the loan. Some of the benefits of applying for a gold loan at Muthoot FinCorp are:

  • Reasonable Interest Rates are charged according to the gold finance schemes, starting at 9.95% p.a.
  • Nominal Processing Fees begins at just Rs 25 inclusive of GST based on the chosen scheme.
  • Minimal Documentation requires Only photo ID proof and address proof
  • Low or No Loan Foreclosure Charges upon prepaying the loan after three months of disbursal
  • Higher Loan Amount of up to 75% or the maximum permissible value of the gold pledged

Call us at 1800 102 1616 to understand the process, eligibility, documentation, loan scheme requirements or visit your nearest Muthoot FinCorp branch with your gold to get it evaluated.

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