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Who can Avail this Gold Loan?

Who can Avail this Gold Loan?

Gold loan can be availed by any residential citizen of India between the age of 21-65. You only need your basic KYC documents to avail this loan. Whether you are a professional, a student, or a homemaker, you can utilise your gold to avail a loan instantly. No income proofs or credit checks are required to avail a gold loan with Muthoot FinCorp. Anyone can simply walk into a Muthoot FinCorp branch and avail a gold loan in one visit. The eligibility conditions of our gold loans are:

  • Age: Between 21 – 65 years
  • Loan Amount: Maximum Rs 50 Lakhs
  • Purity of Gold: Between 18 to 24 carats
    Avail up to 75% LTV of your gold by meeting the above easy eligibility criteria.

The documents required to get a gold loan at Muthoot FinCorp are:

  • KYC documents: PAN Card, Driving License, Passport/ Voter’s ID Card/ Aadhar Card or valid ID proof
  • Address Proof: Electricity or water bills, Voter’s ID, Aadhar Card, Rent Agreement, Bank Statement

Submit any of these documents for KYC & Address proof for availing loan on gold. Check the gold loan schemes on our website to choose the best one as per your requirement. Each gold loan scheme comes with certain terms, maximum loan amounts and interest rates to cater to all borrowers. Match your requirement to any one of our gold loan schemes to initiate your process of applying for a gold loan. You can even use our gold loan calculator for a better understanding. Call us at 1800 102 1616 for more information on eligibility, documentation, loan scheme requirements and more.

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