Thirty-year-old housewife turned entrepreneur Bismi M from Thenkasi in Tamil Nadu greets customers with a bright smile at her fancy shop. The mother of two children runs her shop in Paraiyadi street, Thenkasi with microfinance loans from Muthoot Microfin subsidiaries of Muthoot FinCorp. Her sales skill along with a variety of items at the shop helped her business to achieve success to an extent that she pays for rent, household expenses and school fees for her children. A friend of hers, who owned a fancy shop in another part of Thenkasi encouraged Bismi to start her own. Despite her eagerness, Bismi didn’t have any capital to start the business. Luckily, she was introduced to Muthoot Microfin at that time and was briefed about microfinance loans and its opportunities.