Muthoot Blue Smart Gold Loan is a really thoughtful EMI based Gold Loan which is smart and convenient. It gives you the flexibility to choose your own payment mode and it is designed in such a way wherein instead of depending solely on the interest rate you can also use the loan tenure and amount to calculate your monthly instalment.
Key Features of Muthoot Blue Smart Gold Loan
- Loan amount starts at as low as ₹ 5,000
- Interest rates start from 15% p.a.
- Tenure up to 3-36 months*
- Free NACH registration
Our experiences have helped us develop an in-depth understanding of financial markets. We have thus created the Muthoot Blue Smart Gold Loan for people who are not ready to put up with the ordinary. The smart finance option offered distinguishes itself with the following features:
- Processing Fee (inclusive of GST) - Rs.50/- & free registration for NACH
- Minimum KYC procedures
- Loan amount starts at as low as Rs. 5,000
- Minimum KYC procedures
- Tenure up to 3 months/36 months*
- Wide range of Gold Loan variants under Muthoot Blue Smart scheme
- The interest rate of loans remains steady for a stipulated period even if there’s a delay in monthly payments.
Control your EMIs and payment terms with a smart loan option. Use our Our Muthoot Blue Smart gold loans for affordable interest rates and flexible payment terms. * (T&C) - 36 months tenure is only for 5 Lakhs and above.
Interest Rate Schemes
First-hand account of customer experiences
BLUE SOCH STORIES
Namaste! I am Chirumamilla shobha. I am staying at Road No 10, Triumulanagar, Hyderabad, very near to Muthoot Blue BN Reddy branch. In 2015, I planned to purchase land to construct my own house independently. During land registration I needed extra Rs. 2 Lakhs. I visited Muthoot Blue branch and received Gold loan of Rs. 2 lakhs within 15 minutes. Now I am at my own house! Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. ... Read More
In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. It was at that time that I got introduced to Muthoot Blue. The staff there helped me source a loan against my gold, with which I started my Saree Business. Later I was given a SME loan based on the progress of the same business. ... Read More
I am Parvathi. I am into door to door coconut oil selling business. When I started business, I had a lot of investments that I had to make, but money lenders such as banks, pawn shops, etc. had very high interest rates, and I was unable to avail the same. During this time, I was approached by Muthoot Blue and they offered me products that suited my exact needs and helped my grow my business. I have been taking Gold loan from Muthoot Blue for the past 4 years for my business development. ... Read More
Namaste! My name is Ramesh Naidu. I stay in Anuradha residency, High school road, Ramavarrapadu, Vijayawada. On 20th Nov 2017, at 12:40 pm my mother G.Satavathi aged 74 had a brain stroke & got admitted in the hospital. I was running to arrange money for my mother’s hospital expenses. Finally, I approached MFL branch for Gold Loan and I got the loan immediately and was able to treat my mother. ... Read More
I approached Kaniyapuram Muthoot Blue for a loan. I was a regular customer of Kaniyapuram MFL. They approved a gold loan for me quickly. With that amount and my savings from my previous business I started a small bakery near by MFL branch. The business has grown in a short span of time. Initially I was running the business alone, Now I have 7 staff to support me. ... Read More
When we thought of expanding our business, branch manager counselled me regarding the gold loan that I could avail. My wife also helped me in taking decision of gold loan as I was fully assured of safety of my gold. Till 14th of Feb I have taken gold loan 12 times on a regular basis and repaid the same on time. Followed by the gold loan I also took gold coin when I got to know about this scheme and now, I am the owner of the gold coin too. ... Read More
Blue Soch – Brand Showcase
#RestartGame #RestartIndia with Muthoot Blue | Jab Zindagi Badalni Ho
Muthoot Fincorp | Gold Loans | TV Commercial #01
Muthoot Fincorp Gold Loans | Tailor
Muthoot 24 x 7 Explainer
Muthoot Fincorp Gold Loans | Mother-Son
Why Choose Muthoot Blue For Smart Gold Loan?
Muthoot Blue (Muthoot Pappachan Group) has a reputation that has been shaped over decades with high-quality practices, total customer satisfaction, and steady growth. Today, Muthoot Fincorp, our flagship company, is one of the largest NBFCs in India and we continue to work with the aim of providing timely credit to common man with Blue Soch. Hence, our Muthoot Blue Smart Gold Loans are designed to make it easy to reach for your dreams!
- We have over 4200 branches across India. Visit your nearest Muthoot Blue branch to get a loan quickly and without any hassle.
- Nearly 1,00,000 customers walk into our branches daily and are assured of trustworthy and simple services.
- Our customer-centric approach and innovation over the past 133+ years without compromising on the God-given values of trust, truth, transparency and tradition is what helps us in empowering the human ambitions.
Visit your nearest Muthoot Fincorp branch now to get an instant Muthoot Blue Smart Gold Loan!
Over 3600 branches across India
133+ years of legacy
18,000 Muthootians serving millions of customers
Walk in of over 1,00,000 customers a day