Thomas Muthoot is a core Promoter – Executive Director of Muthoot Pappachan Group (MPG). As the youngest of three brothers, he is the dynamic, innovative and futuristic thinker of the Group. Mr. Thomas is also the Managing Director of Muthoot Microfin Limited (MML), one of the top five leading microfinance entities in India; as well as the Managing Director of Muthoot Housing Finance Ltd (MHFL).

With his passion toward serving the Indian grassroots and helping them build their dreams, Mr. Thomas is an expert in micro credit and micro savings business. His knowledge and expertise of emerging markets and customer needs have wielded the expansion and diversification of the Group into what it is today. He strictly follows the principle of “Business with a Purpose” and constantly demonstrates that the Group’s activities don’t stop at mere financial lending, insteadhe recognises that customer wellness and the practice of Responsible Lending is equally important.

Mr. Thomas is a key architect of the much-diversified MPG conglomerate. He initiated several businesses including those in the sectors of Automotive retail, Two-wheeler finance and Affordable Housing finance. Mr. Thomas was instrumental in the setting up of Technopolis, one of Kerala’s first IT parks established through public-private partnership.

Under Mr. Thomas’ leadership, MPG has been actively involved in numerous philanthropical works through the Muthoot Pappachan Foundation. Such works include: children’s cleft surgery, disaster-relief construction works, rehabilitation centre, anti-drug awareness campaigns, football academy, and blood donation, to name a few.

In 2014, Mr Thomas received the SEN Inclusive Business and Community Award by YPO-WPO in recognition of the women empowerment drive undertaken by the Group.