Download the
Muthoot FinCorp ONE
Mobile App
Minimum loan amount @ ₹1000*
Competitive Interest Rate
Minimum documentation & Hassle-free process
We ensure safe storage of your Gold in our Highly Secure Locker
Muthoot Blue Super Value
Gold Loan Scheme designed to suit day-to-day and emergency needs of the customer by providing easy and quick liquidity
Easy Udaan
A Gold Loan Scheme, which is a Welcome Offer for first time gold loan customers of MFL. Designed to suit your day-to-day and emergency needs.
Vyapar Vikas
Gold Loan Scheme exclusively for businessmen and traders who have daily cash flow in their businesses.
Easy Max
Gold Loan Scheme designed to suit emergency as well as short to medium term life cycle needs/business needs of the customer.
Easy Pro
High Value Gold Loan Scheme designed to suit emergency and life cycle needs/business needs of the customer.
Restart India Pradhan
Gold Loan Scheme designed to suit the high value life cycle needs/business needs of the customer- For high value fund requirements in the order of Rs. 5Lakhs & above.
Pursuant to the Co-lending guidelines issued by Reserve Bank of India dated November 05, 2020 titled as "Co-Lending by Banks and NBFCs to Priority Sector" ("Co-lending Guidelines"), Muthoot Fincorp Ltd has entered into Co-lending arrangements with Development Credit Bank, UCO Bank and Bank of Maharashtra. Gold loan products/schemes of the Company under Easy Max CL, Easy Max2 CL4, Easy Pro CL, Restart India Pradhan CL 11.99, Restart India Pradhan CL 12.99, Easy Scale Up-CL 9.95 & Easy Scale Up CL 10.95 are offered under the said arrangement. Such shall be offered in select locations, as may be mutually decided by the Banks and Company, from time to time.
To know about the major Terms and Conditions governing such Co-Lending arrangements with Banks, kindly refer to the
Appendix as uploaded/mentioned below:
Gold Loan Interest Rate & Charges
Pursuant to the Co-lending guidelines issued by Reserve Bank of India dated November 05, 2020 titled as "Co-Lending by Banks and NBFCs to Priority Sector" ("Co-lending Guidelines"), Muthoot Fincorp Ltd has entered into Co-lending arrangements with Development Credit Bank, UCO Bank and Bank of Maharashtra. Gold loan products/schemes of the Company under Easy Max CL, Easy Max2 CL4, Easy Pro CL, Restart India Pradhan CL 11.99, Restart India Pradhan CL 12.99, Easy Scale Up-CL 9.95 & Easy Scale Up CL 10.95 are offered under the said arrangement. Such shall be offered in select locations, as may be mutually decided by the Banks and Company, from time to time.
To know about the major Terms and Conditions governing such Co-Lending arrangements with Banks, kindly refer to the
Appendix as uploaded/mentioned below:
Gold Loan Interest Rate & Charges
KYC Documents
Passport
Driving License
Aadhaar Card
Voter's ID Card
Address Proof
Electricity or Water Bill
Voter's ID Card, Aadhar Card
Rent agreement, Bank Statement
Age Criteria
Age between 18 years (at the time of application) and 80 years (at the end of the loan tenure)
Purity of Gold
Ownership
Loan Amount
Gold Loan Calculator
Please Note
This is based on 22 carat gold value
- Interest rate for scheme with maximum permissible Loan to Value (LTV)
Scheme details are approximate. Visit your nearest Muthoot FinCorp branch for exact details.
Website
Click on the Apply Now button.
Fill in the application form and hit the submit button.
Our representative will get in touch with the applicant instantly to take the process forward.
Mobile App
Click on the Apply Now button.
Fill in the application form and hit the submit button.
Our representative will get in touch with the applicant instantly to take the process forward.
At Branch
- Deposit your gold ornaments at a Muthoot FinCorp branch near you.
- Sign up for the Online Gold Loan Service and link your savings bank account.
- Once your bank account is linked, you can use our mobile app or website to have the gold finance credited to your bank account at any time.
- Quick loan approvals and disbursals – A simple product with easy documentation.
- Maximum value for your Gold as per the Terms of the scheme availed
- Interest on diminishing balance
- No pre-closure charges
- Part payment and part redemption permitted.
- 24*7 loan top up facility
- Safety - Your gold is safe with us. It will be valued in your presence, sealed and kept in a safe Vault.
- You can give a missed call to 8086980869 and we will get back to you shortly for serving you.
- Loyalty points for transactions.
- Any Indian citizen between the age group of 18–80 years with valid KYC(ID and Address proof).
- Gold Purity should be :18-22 Karat.
You can visit our nearest branch for availing the facility. You can also give a missed call to 8086980869 and we will get back to you shortly for guiding you. You can also experience the ease of obtaining a Gold Loan from the comfort of your home with our Muthoot FinCorp ONE App .
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I am very much thankful to Muthoot FinCorp Bandel Branch and their employees for their quick support during my friend’s road accident. We needed urgent cash for my friend’s surgery. Mutho...
There was a shortfall of fund while I was constructing my house, so I took a gold loan from Muthoot Fincorp which was quick, easy and transparent and I was able to construct my dream home. I have b...
