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Receive Money With The Help Of Simple SMS – Anytime. Anywhere

Receive Money With The Help Of Simple SMS – Anytime. Anywhere

Existing Gold Loan customers of Muthoot Fincorp enjoy an additional benefit - the 24x7 SMS Gold Loan. Once registered to avail the loan, which is a few-minutes’ process, the loan facility is designed to give you access to instant top-up loans, anytime, anywhere, without any hassle. Wonderfully, 24x7 SMS loan is a technology specially & thoughtfully designed & developed for the common man. Its operated/used with just simple SMS messages on simple & inexpensive feature phones. There’s no need for any smart phone or an app or internet connectivity. -The Top-up loan is the perfect way to get Money, Anytime, Anywhere. It is instantly delivered into customer’s bank account and can be withdrawn from the bank or ATM.

Really, Muthoot Fincorp’s Muthoot Blue Gold Loan portfolio is not only shaped around common man’s needs & desires at various stages of his or her life, and is the Most Rewarding Gold Loan in India. With 24x7 SMS facility, you get your basic loan as per your requirement; you get to keep your gold safe & insured without paying for it, as it is needed at banks and at the same time, you can continue to get more & more money, as and when you need, as top-up loans via the 24x7 SMS Facility.

Loan Eligibility

Registered customers who have pledged their gold with us and who have not taken full LTV are eligible to avail the residual amount as the SMS Gold Loan. In other terms, if you have taken less amount than the amount you are entitled to, you can take the residual amount as loan, whenever the need arises.
Additionally, part payment of the loan will lead to corresponding eligibility of the top-up loan.
Just by simple SMS messages through the simple feature phone. Indeed a first in India tech-feature.

Steps to Avail the Loan

It is very simple to avail the loan instantly - simply send an SMS to the number 7994999999 from the mobile number registered with us. You do not require a smartphone, mobile application or internet connectivity.

Key Features of the 24x7 Express Gold loan

  • The daily top-up limit is up to ₹ 5 lacs
  • Zero processing fees for the first 5 disbursals via SMS

Advantages of the 24x7 Express Gold loan

The Express Gold Loan Facility offers several advantages to our existing customers:

  • It is simple to avail. Send an SMS to the number 7994999999 from your registered mobile number. Just ask Muthoot Fincorp branch executive to register you and to activate the service at the time of taking the loan or anytime later during your loan tenure.
  • It is available round the clock. You do not have to worry about the time when you need the loan. The loan can be availed from anywhere, anytime, 24x7, all year through.
  • You can get an amount of up to Rs. 5 lakhs depending on the value of your gold.
  • It is a “top-up loan”. Once you send the SMS, you can avail an additional loan amount.
  • No Documentation. No visit to any branch. There is no need to collect and/or submit any document at the Muthoot Fincorp branch, once already registered
  • Swift, secure and reliable. All transactions are routed via digital channels and hence ensure every process is swift and reliable.
  • Educates and empowers. You can adopt ‘cashless’ behaviour and contribute to the endeavour for a digitized ecosystem
  • Interest applicable on diminishing principal basis and only for applicable number of days in Reducing impact

Terms and Conditions

  • The top-up loan follows the parent loan, and it is subjected to restrictions as decided by Muthoot Fincorp Limited.
  • Customer should not have taken full-permissible value for ornaments pledged.
  • Part repayment of the loan corresponds on the increased value of the Top-up loan amount.
  • Other terms and conditions of the loan as applicable on the parent loan remain applicable on the top-up loan

Interest Rate Schemes

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Blue Soch – Brand Showcase

Why Choose Muthoot Blue?

Muthoot Blue (Muthoot Pappachan Group) has a reputation that has been shaped over decades with high-quality practices, total customer satisfaction, and steady growth. Today, Muthoot Fincorp, our flagship company, is one of the largest NBFCs in India and we continue to work with the aim of providing timely credit to common man with Blue Soch. Hence, our Muthoot Blue 24×7 Express Gold Loans are designed to make it easy to reach for your dreams!

You can trust Muthoot Blue because:

  • We have over 4200 branches across India. Visit your nearest Muthoot Blue branch to get a loan quickly and without any hassle.
  • Nearly 1,00,000 customers walk into our branches daily and are assured of trustworthy and simple services.
  • Our customer-centric approach and innovation over the past +132 years without compromising on the God-given values of trust, truth, transparency and tradition is what helps us in empowering the human ambitions.

Visit your nearest Muthoot Fincorp branch now to get an instant Muthoot Blue 24X7 Express Gold Loan!

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